The Banking Regulation and Supervision Agency (BDDK) announced a new regulation on vehicle loans. The work on electric vehicle loans includes information on loan maturity, loan rates, and restructuring conditions. With the vehicle loan regulation, the loan maturity limit was announced as 48 months for vehicles under 2.5 million TL. Here are the details of the BDDK vehicle loan regulation…With this regulation, BDDK aims to place vehicle loan usage in a more controlled and sustainable framework. The loan rate for vehicles with a total invoice value under 2.5 million TL will be 70 percent. What are the vehicle loan maturity rates?The Banking Regulation and Supervision Agency, aiming to make vehicle usage more controlled and accessible through the vehicle loan regulation, announced the loan maturity limit as 48 months for vehicles under 2.5 million TL.For vehicles over 2.5 million TL and not exceeding 5 million TL, the maturity limit is 36 months, for vehicles over 5 million TL and not exceeding 6.5 million TL the limit is 24 months, and for vehicles over 6.5 million TL and under 7.5 million TL, the maturity limit is 12 months.According to the new regulation, the loan rate will be 70 percent for vehicles with a total invoice value under 2.5 million TL, 50 percent for vehicles over 2.5 million TL and not exceeding 5 million TL, 30 percent for vehicles over 5 million TL and not exceeding 6.5 million TL, and 20 percent for vehicles over 6.5 million TL and not exceeding 7.5 million TL. The loan rate for vehicles over 7.5 million TL will be zero.The maturity rates of vehicle loans are determined proportionally to the value of the vehicle and the loan amount.