In January, the highest real return was achieved with a rate of 1.21% in Treasury bonds. When annually assessed, gold bars yielded the highest returns. The monthly highest real return, deduced with the domestic producer price index (D-PPI), was 3.14%. When deduced with the consumer price index (CPI), it was 1.21%, both observed in government debt securities (DIBS). According to the data from the Turkish Statistical Institute, deduced with D-PPI; deposit interest rate (gross) provided investors with a real return of 0.35%, while gold bars caused a loss of 0.14%, the dollar 1.47%, BIST 100 index 2.43%, and Euro 2.57%. When deduced with CPI; deposit interest rate (gross) resulted in a loss of 1.53%, gold bars 2.01%, the dollar 3.31%, BIST 100 index 4.26%, and Euro 4.40% for investors. STOCK MARKET AT ITS PEAK IN 3 MONTHS BIST 100 index ranked as the investment tool offering the highest real return to investors in the three-month evaluation; with both D-PPI deduced at 7.26%, and with CPI at 2.98%. During the same period, Euro proved to be the investment tool that caused the highest losses for investors, with D-PPI deduced at 5.44%, and with CPI at 9.22%. GOLD BARS LED IN 6-MONTH PERIOD In the six-month evaluation, gold bars were determined as the investment tool providing the highest real returns to investors, with 12.45% deduced with D-PPI, and 3.83% deduced with CPI. Conversely, during the same period, BIST 100 index registered as the investment tool causing the highest losses for investors, with D-PPI deduced at 15.63%, and with CPI at 22.10%. GOLD BARS ON TOP IN ANNUAL RETURN When financial investment tools were evaluated annually, gold bars emerged as the investment tool providing the most real returns to investors, with 19.76% deduced with D-PPI, and 7.19% deduced with CPI. In the annual review, with D-PPI deduced; deposit interest rate (gross) secured a real return of 7.50%, and DIBS 0.15%, while BIST 100 index resulted in losses of 1.73%, the US Dollar 7.15%, and Euro 11.86% for investors. With CPI deduced, deposit interest rate (gross) caused a loss of 3.79%, DIBS 10.36%, BIST 100 index 12.05%, the US Dollar 16.89%, and Euro 21.11% in losses for investors.