There has been some movement in vehicle loan interest rates. A limited decrease in the interest rates offered by banks has been observed. So, how much is the repayment of a 200 thousand lira loan? Here is the current situation in vehicle loans. The Central Bank’s interest rate cut continues to have limited impact on loans. After the interest rate cut, banks updating deposit rates rapidly were criticized for their slow adjustment in loan interest rates. Signs of a decline have started to emerge in vehicle loans closely followed by those looking to buy a car. Looking at the interest rates offered by banks, it was observed that the lowest interest rate in vehicle loans decreased to 3.39%. Last week, the lowest interest rate offer was around 3.45%. Most banks have interest rates ranging from 3.50% to 4.00%. According to Central Bank data, the average interest rate was 47.30% in the week of January 17, which decreased to 39.80% in the week of January 31. On the other hand, in January, there was a 13.9% decrease in sales of cars and light commercial vehicles, reaching 68,654 units. Despite the decline in sales, the second-best January performance in history was recorded. Experts suggest that interest rates could drop to the 2% range in the second half of the year. With a 3.59% interest rate on a 200 thousand lira loan and 12 monthly payments, the monthly installment is 22,143 lira. The total repayment reaches 267 thousand lira.