The principles and procedures regarding the funds that development and investment banks will provide from their credit customers, partnerships, and partners have been determined. The Regulation on the Principles and Procedures Regarding the Funds to be Provided by Development and Investment Banks from Credit Customers, Partnerships, and Partners prepared by the Banking Regulation and Supervision Agency (BRSA) has been published in the Official Gazette and entered into force. Accordingly, funds to be obtained by development and investment banks from money markets, capital markets, organized markets, and banks are excluded from the scope of this regulation. Within the scope of the regulation, the total amount of funds to be obtained from a credit customer, provided under a fund contract, including receivables arising from credit card transactions, shall not exceed the total credit risk amount resulting from transactions subject to the definition of “non-cash loans or guarantees, counter-guarantees, guarantees, endorsements, indorsements, acceptances, and other commitments with the same nature, used by customers utilizing non-cash loans through financial leasing methods, selling methods, leasing methods, partnership methods, and agency methods.” In this calculation, 20% of the unused credit risk amount from individual credit card limit commitments shall be taken into account. FUNDS OBTAINED FROM PARTNERS According to the regulation, funds can be obtained from partners, affiliations, subsidiaries, and jointly controlled companies, provided that a fund contract is signed with them. The total amount of funds obtained from a direct or indirect partner shall not exceed the equity amount corresponding to the share ratio of this partner in the capital of the development and investment bank. This limit shall not apply to funds obtained from qualified shareholders and direct or indirect partners included in the risk group they belong to, as well as direct or indirect shareholders with public legal personality. Funds cannot be obtained from shareholders based on ownership acquired from the stock market that are not included in qualified shareholding. Development and investment banks will align their practices within the scope of this Regulation with the provisions of this Regulation by April 1, 2026. Additionally, the Board shall have the authority to extend this period by one year.