An adjustment has been made to individual consumer loan regulations. Following this new regulation, citizens are examining the new consumer loan limits. The last change in loan limits was made on June 9, 2022. So, what are the new consumer loan limits for 2025? Information regarding banking institutions’ consumer loan limits for 12, 24, and 36 months…The Banking Regulation and Supervision Agency (BDDK) has decided to update the maturity limits for consumer loans. With the new regulation, changes have been made in different terms depending on the credit amounts. Following this decision, changes in consumer loan limits are being wondered. Consumer loans are granted by evaluating the applicant’s credit score, income status, and financial history. Banks determine the loan amount and term by analyzing the applicant’s repayment capacity.Thanks to the decision made by the committee, significant updates have been made in the loan limits for consumer loans up to 12, 24, and 36 months.A statement issued by the BDDK mentioned that the limit for consumer loans with a 36-month maturity has been increased, raising the previously set range of 50,000 and 100,000 Turkish Lira to between 125,000 and 250,000 Turkish Lira. Thus, access to long-term credit usage has been broadened for a larger segment of the population.With the new decision, the limit for consumer loans up to 12 months has been raised from 100,000 lira to 250,000 lira.An announcement from Ziraat Bank stated, “There is a maturity option of up to 36 months for loans up to 125,000 TL, for loans between 125,001 TL and 250,000 TL up to 24 months, and for loans over 250,001 TL up to 12 months. Personal and/or collateral is required. Our bank offers life insurance* product to customers who use personal credit.”A consumer loan is a form of cash credit taken out by individuals from banks or financial institutions at a specified term and interest rate to cover various personal expenses. This type of credit is typically used for individual needs such as buying household items, health expenses, holidays, wedding costs, and education expenses.